Buying a Home with a Pool vs. Buying a Home without a Pool in North Texas

Cost, Care, and Value: What to Know Before Buying a Pool in Texas

If you’re shopping for a home in Collin County, Texas and trying to decide whether to buy one with a pool or add one later, this decision touches budget, lifestyle, and long-term value. Let’s break down the real numbers, lifestyle trade-offs, and which path may make sense for you.

Cost Snapshot

Buying a Home With an Existing Pool:
Homes with pools typically carry a premium—often tens of thousands more depending on size, age and condition. For example, a Texas-based builder lists inground pools starting in the ~$30,000 range. (The CompleteBackyard, 2023)

Installing a New Pool Later:
If you decide to build your own after purchase, you’ll need to budget for excavation, structure, finishes, permits and landscaping. One Texas cost guide shows typical inground pools starting ~ $30,000 to $70,000 or more depending on features. (GoHkePools, 2023)

Maintenance & Ongoing Costs

Owning a pool isn’t just about the splash—it’s about long-term upkeep. One Texas-specific article states monthly maintenance costs for a typical inground pool can run $100 to $300 depending on size, usage and type. (A-Quality Pools, 2023)

Annual maintenance, repairs and utilities can add up significantly over time.

Resale Value & Lifestyle Impact

A pool can boost lifestyle, but does it always boost resale value? The answer: It depends.

Important questions to ask:

• Will you realistically use it and maintain it?
• Is the pool in good condition (recent equipment, clean finish, safe fencing)?
• Does your future buyer demographic value a pool—or maybe view it as upkeep and liability?

Buy Now vs. Build Later Decision Matrix

If you buy a home with a pool now:

• Immediate lifestyle benefit
• – Elevated purchase price and existing maintenance history

If you buy without a pool and build later:

• Custom design, newer equipment, fewer legacy issues
• – Delay before you can use it, major upfront investment, construction disruption

Your best choice depends on your budget, timeline, and how you intend to use the pool.

Final Thought

Choosing a home with a pool—or choosing to build one later—isn’t purely a lifestyle decision; it’s financial and strategic. In Collin County’s market, where outdoor living is a draw, a pool can be an asset—but only if you’re prepared for the costs and maintenance that come with it.

At Cindy Coggins Realty Group, we help clients align their features with market fundamentals, investment logic and personal readiness. Whether you dive in now or wait to build, we’re here to make sure the decision works for your life and your investment.

 📞 Call or Text: (469) 499-7452
📧 Email: cindycoggins@kw.com

Sources:

• The CompleteBackyard. How Much Does It Cost To Build a Pool in Texas? (2023). https://www.thecompletebackyard.com/blog/how-much-does-it-cost-to-build-a-pool-in-texas
• GoHkePools. How Much Does It Cost to Build a Swimming Pool in 2023? (2023). https://gohlkepools.com/how-much-does-it-cost-to-build-swimming-pool-2023/
• A-Quality Pools. How Much Does It Cost to Maintain a Pool in Texas? (May 15 2023). https://www.aqualitypools.com/how-much-does-it-cost-to-maintain-a-pool-in-texas/